About Chartall Creations.

Empowering Growth, Delivering Results.

Chartall Creations (Pty) Ltd, trading as Enigma Consulting, is a proudly black-owned professional services firm specializing in business advisory, tax, accounting, and financial consulting. Established in 2014, we have built a reputation for delivering measurable, sustainable outcomes through a results-based delivery model. Our approach ensures we are only compensated upon the achievement of predefined objectives — reinforcing our commitment to client success and accountability.

Operating at the intersection of financial strategy and operational execution, Chartall Creations partners with clients across both the public and private sectors to empower organizational growth and deliver consistent results. Our service offerings are comprehensive and strategically aligned to support revenue enhancement, capital raising, tax planning, VAT recovery, environmental compliance, and risk management.

How We Unlock Revenue and Deliver Sustainable Results

Combining technical expertise, sector insight, and proven systems to help municipalities improve accuracy, compliance, and long-term financial resilience.

Strategic Revenue Solutions:

We uncover untapped revenue through proper t y rates , utilities , and service billing, while our VAT reviews and recovery programmes deliver millions in refunds . Backed by robust data analytics and industry - standard systems , our approach ensures continuous revenue flow, even in fiscally constrained environments .

Solving Complex Challenges with Precision:

Where others see data gaps and undervalued assets, we see potential. Our team expertly addresses issues such as unbilled accounts, incorrect classifications, illegal connections, and omitted properties. By leveraging deep financial, property, and IT systems expertise, we bring clarity to billing systems and drive corrective action with precision.

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Why Chartall?

Unlike generalist firms, Chartall Creations combines big-firm technical capability with hands-on sector experience. Our detailed SLAs, tested systems, and proven track record position us as the partner of choice for municipalities seeking sustainable growth and long-term financial resilience.

  • People-Centered Solutions
  • We tailor every service to your unique needs— because real impact starts with understanding the people behind the business.
  • Integrity & Accountability
  • We take ownership of outcomes, delivering measurable results with honesty, transparency, and a commitment to excellence.
  • Expertise with Purpose
  • Backed by decades of experience, we apply smart, sustainable strategies that drive growth, solve challenges, and empower long-term success.

Sakhe Xulu CA (SA)

Leadership That Drives Vision Into Action

Sakhe Xulu CA (SA)
CEO, Chartall Creations

Sakhe Xulu CA (SA), a Chartered Accountant with over 20 years’ experience, brings unmatched technical depth and strategic clarity. His leadership spans groundbreaking municipal revenue projects and a joint venture with KPMG delivering accounting services to a state enterprise. With a foundation at Ernst & Young and SNG, Sakhe positions Chartall Creations for bold, scalable, and sustainable growth.


Trusted by Industry.
Backed by Compliance.

Chartall Creations is a trusted force in financial services and business advisory, backed by leading industry affiliations. We’re registered with the Council for Debt Collectors, upholding ethical revenue practices. As Sage partners, we implement world-class financial systems. Our professionals are accredited by SAICA (accounting), SAIT (tax), and the SA Council for Property Valuers, affirming our technical authority in finance, tax, and valuations.

Our Partners

Trusted Collaborations that Drive Impact